Russell v. United States

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The Army and Air Force Exchange Service issues credit cards to military personnel to purchase uniforms and other merchandise from post-exchange stores on military bases. During the relevant period balances for uniforms were interest-free. Plaintiff opened an account in 1997 and became delinquent in 2000. In 2009 He filed suit claiming that the interest rate on delinquent debt exceed that specified in the agreement. The Exchange the conducted an audit and adjusted the accounts of 46,851 individuals, including plaintiff, who received a refund. A second audit resulted in adjustments to accounts of an additional 103,320 individuals. The district court dismissed plaintiff's claim as moot and denied class certification. The Federal Circuit vacated. While plaintiff's individual claim was moot, it is unclear whether the claims of all class members were satisfied.